Downloads

Below you will find useful tools to help you promote finance effectively. We are not legal experts! It is your responsibility to ensure any  credit advertising you undertake meets current legislation so seek advice from your own legal advisor or local Trading Standards office.

Advertising Finance

We know from our research and experience that promoting finance effectively leads to increased sales. If your payment and finance options are only discovered at the checkout then it's too late and who's around for your customer to ask?

Internet trading is different. It's easy for customers to click away to prominent finance offers elsewhere. We want to help you feature finance in the most effective way. These tools do just that. You will need Acrobat Reader.

 Download calculating_advertising.pdf (293k)

Credit Advertising
A useful guide to advertising credit from the Office of Fair Trading.

 Download oft016.pdf (483k)

 

Legislative Guidance

Distance Selling Regulations
This useful guide from the Office of Fair Trading outlines the responsilbilities for businesses selling by phone or over the internet.

 Download distanceselling.pdf (104k)

VAT on sales into the UK for EU based businesses
HM Customs & Excise guidance on VAT registration for EU based businesses making sales to private individuals in the UK

Visit HM Customs & Excise site

Technical Documents

Decision Messages
This document will help you correctly display the finance decision messages that we return to you once the finance application process is complete.

 Download decision_messages.pdf (63k)

My finance application was unsuccessful
A useful document explaining how finance decisions are made. This can be downloaded and printed out for customers in-store.

 Download unsuccessful.pdf (62k)

Linking to V12finance.com

If you are one of our retail clients, we are happy for you to place a link to our site. The authorised logos below can be used. Simply right click on the logo you wish to use and 'Save Picture As...' to save the logo to your computer.